Cara Fintech ini Kuasai 55% Transaksi Keuangan di China

Kemunculan awalnya diremehkan. Namun cukup 5 tahun saja bagi Ant Financial untuk membuat dunia bisnis finansial terkejut, karena dengan segudang inovasinya Ant mampu menarik 1 miliar nasabah. Itu adalah 10 kali lebih banyak dari jumlah nasabah bank terbesar di Amerika Serikat dengan jumlah karyawan hanya 10 persennya saja. Kok bisa? Mari kita simak tiga kunci rahasia sukses Ant Financial yang berhasil mengoptimalkan manfaat analisis data dan teknologi kecerdasan buatan. Tonton sampai habis.

Disclaimer:
Video ini merupakan ulasan sederhana terkait fenomena bisnis atau industri untuk digunakan masyarakat umum sebagai bahan pelajaran atau renungan. Walaupun menggunakan berbagai referensi yang dapat dipercaya, video ini bukan naskah akademik maupun karya jurnalistik.

Sumber Referensi:

Bonde, D. O., & Pedersen, J. E. H. (2018). Remaking Banking for a World of BigTech Ecosystems: An Exploratory Case Study of Ant Financial and Amazon in Banking. Master's Thesis, Copenhagen Business School, Department of Finance & Strategic Management.

"Competing in the Age of AI." Harvard Business Review, Januari 2020. https://hbr.org/2020/01/competing-in-the-age-of-ai

Bloomberg. (2023, September 8). Ant Unveils AI Language Model for
Wealth Management, Insurance. Retrieved from https://www.bloomberg.com/news/articles/2023-09-08/ant-unveils-ai-language-model-for-wealth-management-insurance

Sharma, Ritu. (n.d.). Do You Know? The Astonishing Efficiency of Ant Financial. LinkedIn. Retrieved from https://www.linkedin.com/pulse/do-you-know-astonishing-efficiency-ant-financial-ritu-sharma-qqnmc/

Medium. (n.d.). Competing at the Age of AI: AI First Companies & The Ant Group. The Looking Glass. Retrieved from https://medium.com/the-looking-glass/competing-at-the-age-of-ai-ai-first-companies-the-ant-group-6ce86f965305

South China Morning Post. (n.d.). Chinese fintech giant Ant Group unveils own AI large language model along with new Web3 brand to push to expand. Retrieved from https://www.scmp.com/tech/big-tech/article/3233937/chinese-fintech-giant-ant-group-unveils-own-ai-large-language-model-along-new-web3-brand-push-expand

MarketScreener. (n.d.). Alibaba: Ant Financial Unveils China's First Credit Scoring System Using Online Data. Retrieved from https://www.marketscreener.com/quote/stock/ALIBABA-GROUP-

HOLDING-LIM-17916677/news/Alibaba-Ant-Financial-Unveils-China-s-First-Credit-Scoring-System-Using-Online-Data-19771588/

Intelligent Platforms. (n.d.). 5 Steps: How Ant Financial Built a $200 Billion Platform Business. Retrieved from https://intelligentplatforms.ai/5-steps-how-ant-financial-built-a-200-billion-platform-business/

MIT Technology Review. (2017, June 16). Ant Financial, China’s Giant of Mobile Payments, is Rethinking Finance with AI. Retrieved from https://technologyreview.com/2017/06/16/151178/ant-financial-chinas-giant-of-mobile-payments-is-rethinking-finance-with-ai/

Harvard Business School Digital Initiative. (n.d.). Ant Financial: Pioneering China Fintech with Machine Learning. Retrieved from https://d3.harvard.edu/platform-rctom/submission/ant-financial-pioneering-china-fintech-with-machine-learning/

CNBC. (2018, June 8). How Ant Financial Grew Larger Than Goldman Sachs. Retrieved from https://www.cnbc.com/2018/06/08/how-ant-financial-grew-larger-than-goldman-sachs.html

Nikkei Asia. (n.d.). How AI and vast data support Ant Group's financial empire. Retrieved from https://asia.nikkei.com/Business/Finance/How-AI-and-vast-data-support-Ant-Group-s-financial-empire

Reuters. (2023, September 8). China's Ant Group unveils finance AI model as race heats up. Retrieved from https://www.reuters.com/technology/chinas-ant-group-unveils-finance-ai-model-race-heats-up-2023-09-08/

Alibaba Cloud. (n.d.). Ant Financial Applies AI in Financial Sector. Retrieved from https://www.alibabacloud.com/blog/ant-financial-applies-ai-in-financial-sector_595687

GRIN. (n.d.). [Document ID: 515027]. Retrieved from https://www.grin.com/document/515027

Investor Insights Asia. (n.d.). Ant Group Part 3: Decoding the Success of a Miniscule Behemoth - SMB Credit Edition. Retrieved from https://www.investorinsights.asia/post/ant-group-part-3-decoding-the-success-of-a-miniscule-behemoth-smb-credit-edition

Copenhagen Business School. (n.d.). Remaking Banking for a World of BigTech Ecosystems. Retrieved from https://research-api.cbs.dk/ws/portalfiles/portal/59788611/475830_FINALfinal_Remaking_Banking_for_a_World_of_BigTech_Ecosystems.pdf

Dr. Indrawan Nugroho adalah CEO dan Co-founder CIAS, sebuah perusahaan konsultan inovasi dengan misi memampukan para talenta korporat dalam mendesain, mengembangkan dan mengimplementasikan inovasi untuk meningkatkan kinerja perusahaan

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